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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,198 | $162,967-75.9% | $135,792-71.1% | $138,895-71.8% |
| Participation rate | 100.0% | 78.3%+21.7pp | 72.6%+27.4pp | 79.9%+20.1pp |
| Annual return | 27.67% | 30.08%-2.4pp | 25.96%+1.7pp | 145.39%-117.7pp |
| Employer contribution / active EE | $11,630 | $4,211+176.2% | $3,496+232.7% | $4,194+177.3% |
| Participant deferral / active EE | $26,000 | $5,640+361.0% | $4,759+446.3% | $6,396+306.5% |
| Admin fee / account holder | $16,020 | $15,306+4.7% | $12,266+30.6% | $12,562+27.5% |