Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 5-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
| Provider | Service type | Compensation |
|---|---|---|
Service code 27 24 E COTA ST STE 200 · SANTA BARBARA, CA 93101 | Advisory (Plan) | $15,061 |
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $12,520 |
Filed as: COTA STREET INVESTMENT MANAGEMENT Service code 28 24 E. COTA STREET · SANTA BARBARA, CA 93101 | Investment Management | $121 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,948 | $69,477-64.1% | $94,679-73.7% | $71,495-65.1% |
| Participation rate | 96.0% | 78.4%+17.5pp | 80.8%+15.1pp | 67.9%+28.0pp |
| Annual return | 45.71% | 29.66%+16.1pp | 156.75%-111.0pp | 28.85%+16.9pp |
| Employer contribution / active EE | $3,762 | $2,853+31.9% | $3,673+2.4% | $2,589+45.3% |
| Participant deferral / active EE | $9,986 | $7,345+36.0% | $7,417+34.6% | $4,291+132.7% |
| Admin fee / account holder | $159 | $1,210-86.8% | $7,233-97.8% | $1,588-90.0% |