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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,969 | $81,487+26.4% | $102,412+0.5% | $80,935+27.2% |
| Participation rate | 32.5% | 66.8%-34.3pp | 74.5%-42.0pp | 67.7%-35.2pp |
| Annual return | 24.24% | 25.60%-1.4pp | 24.94%-0.7pp | 35.66%-11.4pp |
| Employer contribution / active EE | $1,488 | $3,103-52.0% | $3,870-61.5% | $2,757-46.0% |
| Participant deferral / active EE | $2,841 | $3,871-26.6% | $5,060-43.9% | $4,299-33.9% |
| Admin fee / account holder | $2,654 | $6,717-60.5% | $8,388-68.4% | $6,924-61.7% |