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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,104 | $88,754+101.8% | $81,820+118.9% | $145,877+22.8% |
| Participation rate | 95.0% | 75.1%+19.9pp | 72.4%+22.6pp | 80.3%+14.7pp |
| Annual return | 17.36% | 1031.77%-1014.4pp | 777.93%-760.6pp | 551.28%-533.9pp |
| Employer contribution / active EE | $2,926 | $3,085-5.2% | $2,915+0.4% | $4,663-37.3% |
| Participant deferral / active EE | $8,805 | $4,648+89.5% | $4,323+103.7% | $6,691+31.6% |
| Admin fee / account holder | $14,207 | $8,424+68.7% | $7,391+92.2% | $13,402+6.0% |