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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,833 | $96,678+60.2% | $86,640+78.7% | $139,466+11.0% |
| Participation rate | 100.0% | 74.4%+25.6pp | 71.7%+28.3pp | 80.3%+19.7pp |
| Annual return | 25.70% | 106.69%-81.0pp | 592.52%-566.8pp | 373.66%-348.0pp |
| Employer contribution / active EE | $3,782 | $3,265+15.8% | $3,024+25.1% | $4,754-20.4% |
| Participant deferral / active EE | $12,669 | $4,837+161.9% | $4,438+185.4% | $6,712+88.8% |
| Admin fee / account holder | $1,434 | $6,410-77.6% | $5,616-74.5% | $11,409-87.4% |