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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $179,487 | $92,766+93.5% | $82,763+116.9% | $134,545+33.4% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 81.2%+18.8pp |
| Annual return | -17.97% | 946.97%-964.9pp | 702.45%-720.4pp | 418.37%-436.3pp |
| Employer contribution / active EE | $4,143 | $3,273+26.6% | $3,008+37.7% | $4,742-12.6% |
| Participant deferral / active EE | $13,193 | $4,802+174.7% | $4,395+200.2% | $6,401+106.1% |
| Admin fee / account holder | $131,975 | $5,978+2107.8% | $5,325+2378.3% | $11,431+1054.6% |