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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,148 | $72,071+194.4% | $68,368+210.3% | $137,256+54.6% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 17.13% | 353.14%-336.0pp | 292.57%-275.4pp | 220.34%-203.2pp |
| Employer contribution / active EE | $3,538 | $2,788+26.9% | $2,649+33.6% | $4,156-14.9% |
| Participant deferral / active EE | $9,978 | $4,410+126.3% | $4,123+142.0% | $6,407+55.7% |
| Admin fee / account holder | $1,318 | $5,336-75.3% | $5,150-74.4% | $12,270-89.3% |