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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,144 | $132,634-66.7% | $115,768-61.9% | $137,256-67.8% |
| Participation rate | 56.3% | 77.9%-21.6pp | 74.4%-18.1pp | 80.0%-23.7pp |
| Annual return | 37.45% | 160.70%-123.3pp | 100.46%-63.0pp | 220.34%-182.9pp |
| Employer contribution / active EE | $7,732 | $3,360+130.1% | $2,940+163.0% | $4,156+86.0% |
| Participant deferral / active EE | $5,187 | $5,619-7.7% | $4,917+5.5% | $6,407-19.0% |
| Admin fee / account holder | $1,078 | $15,028-92.8% | $12,439-91.3% | $12,270-91.2% |