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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,777 | $117,829-52.7% | $102,423-45.5% | $145,877-61.8% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 8.64% | 31.83%-23.2pp | 29.42%-20.8pp | 551.28%-542.6pp |
| Employer contribution / active EE | $1,459 | $3,615-59.6% | $3,023-51.7% | $4,663-68.7% |
| Participant deferral / active EE | $2,274 | $5,732-60.3% | $5,054-55.0% | $6,691-66.0% |
| Admin fee / account holder | $1,464 | $13,335-89.0% | $9,455-84.5% | $13,402-89.1% |