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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,777 | $117,895-52.7% | $102,460-45.6% | $145,897-61.8% |
| Participation rate | 81.8% | 78.6%+3.2pp | 76.5%+5.3pp | 80.3%+1.5pp |
| Annual return | 8.64% | 31.92%-23.3pp | 29.47%-20.8pp | 552.29%-543.6pp |
| Employer contribution / active EE | $1,459 | $3,619-59.7% | $3,025-51.8% | $4,663-68.7% |
| Participant deferral / active EE | $2,274 | $5,736-60.4% | $5,056-55.0% | $6,689-66.0% |
| Admin fee / account holder | $1,464 | $13,353-89.0% | $9,460-84.5% | $13,390-89.1% |