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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,206 | $160,040-86.1% | $147,096-84.9% | $145,877-84.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 8.33% | 98.49%-90.2pp | 419.75%-411.4pp | 551.28%-542.9pp |
| Employer contribution / active EE | $2,990 | $5,289-43.5% | $4,936-39.4% | $4,663-35.9% |
| Participant deferral / active EE | $24,731 | $8,429+193.4% | $8,071+206.4% | $6,691+269.6% |
| Admin fee / account holder | $108,719 | $15,050+622.4% | $13,005+736.0% | $13,402+711.2% |