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| Provider | Service type | Compensation |
|---|---|---|
ADP BROKER-DEALER1+ years Filed as: ADP, INC. Service code 15 · EIN 13-3036745 | Recordkeeping | $21,648 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,989 | $54,193-39.1% | $93,654-64.8% | $77,671-57.5% |
| Participation rate | 51.9% | 63.9%-12.1pp | 68.7%-16.9pp | 70.6%-18.7pp |
| Annual return | 42.35% | 30.54%+11.8pp | 133.34%-91.0pp | 31.21%+11.1pp |
| Employer contribution / active EE | $1,513 | $1,168+29.5% | $2,421-37.5% | $2,726-44.5% |
| Participant deferral / active EE | $2,955 | $3,144-6.0% | $4,413-33.0% | $4,648-36.4% |
| Admin fee / account holder | $217 | $576-62.3% | $8,282-97.4% | $430-49.6% |