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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $8,638 | $99,053-91.3% | $88,179-90.2% | $138,895-93.8% |
| Participation rate | 91.7% | 74.2%+17.4pp | 69.1%+22.5pp | 79.9%+11.7pp |
| Annual return | 12.27% | 78.17%-65.9pp | 64.97%-52.7pp | 145.39%-133.1pp |
| Employer contribution / active EE | $1,170 | $2,882-59.4% | $2,549-54.1% | $4,194-72.1% |
| Participant deferral / active EE | $2,327 | $5,225-55.5% | $4,614-49.6% | $6,396-63.6% |
| Admin fee / account holder | $1,017 | $8,748-88.4% | $7,673-86.7% | $12,562-91.9% |