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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,357 | $92,743-97.5% | $82,744-97.2% | $134,532-98.2% |
| Participation rate | 71.4% | 75.2%-3.8pp | 72.6%-1.1pp | 81.2%-9.8pp |
| Annual return | -12.70% | 946.63%-959.3pp | 702.22%-714.9pp | 418.27%-431.0pp |
| Employer contribution / active EE | $856 | $3,273-73.8% | $3,008-71.5% | $4,741-81.9% |
| Participant deferral / active EE | $1,344 | $4,802-72.0% | $4,395-69.4% | $6,401-79.0% |
| Admin fee / account holder | $2,299 | $5,977-61.5% | $5,325-56.8% | $11,429-79.9% |