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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $65,412 | $58,848+11.2% | $88,179-25.8% | $82,637-20.8% |
| Participation rate | 88.1% | 57.9%+30.2pp | 69.1%+19.0pp | 68.1%+20.0pp |
| Annual return | 85.94% | 22.76%+63.2pp | 64.97%+21.0pp | 53.51%+32.4pp |
| Employer contribution / active EE | $4,193 | $1,678+149.8% | $2,549+64.5% | $2,552+64.3% |
| Participant deferral / active EE | $8,980 | $3,124+187.5% | $4,614+94.6% | $4,126+117.6% |
| Admin fee / account holder | $1,088 | $4,795-77.3% | $7,673-85.8% | $7,339-85.2% |