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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,533 | $57,061-43.0% | $85,063-61.8% | $80,911-59.8% |
| Participation rate | 89.5% | 56.3%+33.1pp | 67.5%+22.0pp | 67.6%+21.8pp |
| Annual return | 60.92% | 21.66%+39.3pp | 66.54%-5.6pp | 35.63%+25.3pp |
| Employer contribution / active EE | $4,173 | $1,799+132.0% | $2,727+53.0% | $2,756+51.4% |
| Participant deferral / active EE | $8,676 | $3,110+178.9% | $4,523+91.8% | $4,297+101.9% |
| Admin fee / account holder | $2,704 | $4,986-45.8% | $6,155-56.1% | $6,935-61.0% |