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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,098 | $104,336-90.3% | $159,455-93.7% | $86,813-88.4% |
| Participation rate | 84.6% | 77.7%+6.9pp | 82.8%+1.8pp | 72.3%+12.3pp |
| Annual return | 844.96% | 26.32%+818.6pp | 263.63%+581.3pp | 97.93%+747.0pp |
| Employer contribution / active EE | $1,713 | $3,451-50.4% | $4,830-64.5% | $2,406-28.8% |
| Participant deferral / active EE | $3,442 | $6,837-49.7% | $7,353-53.2% | $4,131-16.7% |
| Admin fee / account holder | $591 | $172+243.2% | $10,800-94.5% | $170+248.5% |