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| Provider | Service type | Compensation |
|---|---|---|
GUIDELINE, INC.2 years Service code 14 · EIN 47-4474775 | Plan Administrator | $30,340 |
BENEFIT TRUST COMPANY1 year Service code 18 · EIN 43-1971558 | Custodial (securities); Custodial (ot... | $18,529 |
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,145 | $107,415-83.1% | $135,974-86.7% | $80,157-77.4% |
| Participation rate | 90.6% | 78.0%+12.5pp | 81.9%+8.7pp | 72.9%+17.6pp |
| Annual return | 62.33% | 91.99%-29.7pp | 68.30%-6.0pp | 40.39%+21.9pp |
| Employer contribution / active EE | $4,692 | $3,878+21.0% | $4,859-3.4% | $2,977+57.6% |
| Participant deferral / active EE | $8,414 | $8,189+2.7% | $7,760+8.4% | $5,015+67.8% |
| Admin fee / account holder | $19 | $127-85.0% | $10,767-99.8% | $145-86.9% |