Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 6-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,304 | $88,672+21.0% | $105,223+2.0% | $82,448+30.1% |
| Participation rate | 28.8% | 67.9%-39.1pp | 75.0%-46.2pp | 68.1%-39.3pp |
| Annual return | 4.35% | 30.86%-26.5pp | 180.65%-176.3pp | 41.64%-37.3pp |
| Employer contribution / active EE | $0 | $3,048-100.0% | $3,689-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,115 | $4,036-47.6% | $5,072-58.3% | $4,139-48.9% |
| Admin fee / account holder | $106,017 | $7,146+1383.6% | $8,859+1096.7% | $7,234+1365.5% |