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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,325 | $105,867-79.9% | $90,760-76.5% | $134,532-84.1% |
| Participation rate | 66.7% | 78.3%-11.6pp | 75.7%-9.0pp | 81.2%-14.6pp |
| Annual return | -1.95% | -10.99%+9.0pp | -12.16%+10.2pp | 418.27%-420.2pp |
| Employer contribution / active EE | $890 | $3,464-74.3% | $2,922-69.5% | $4,741-81.2% |
| Participant deferral / active EE | $1,753 | $5,217-66.4% | $4,565-61.6% | $6,401-72.6% |
| Admin fee / account holder | $5,951 | $13,936-57.3% | $8,444-29.5% | $11,429-47.9% |