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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,941 | $81,208-44.7% | $98,920-54.6% | $79,852-43.7% |
| Participation rate | 65.4% | 72.5%-7.1pp | 76.0%-10.6pp | 69.6%-4.3pp |
| Annual return | 17.35% | 60.99%-43.6pp | 196.47%-179.1pp | 31.72%-14.4pp |
| Employer contribution / active EE | $1,127 | $1,960-42.5% | $2,689-58.1% | $2,471-54.4% |
| Participant deferral / active EE | $2,145 | $3,265-34.3% | $4,245-49.5% | $3,740-42.7% |
| Admin fee / account holder | $207 | $6,013-96.6% | $6,643-96.9% | $5,306-96.1% |