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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,426 | $211,224-97.0% | $178,505-96.4% | $145,897-95.6% |
| Participation rate | 81.8% | 80.8%+1.0pp | 77.1%+4.7pp | 80.3%+1.5pp |
| Annual return | 13.99% | 30.28%-16.3pp | 27.16%-13.2pp | 552.29%-538.3pp |
| Employer contribution / active EE | $1,653 | $4,577-63.9% | $3,955-58.2% | $4,663-64.5% |
| Participant deferral / active EE | $1,791 | $6,966-74.3% | $6,280-71.5% | $6,689-73.2% |
| Admin fee / account holder | $429 | $12,109-96.5% | $10,428-95.9% | $13,390-96.8% |