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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $7,778 | $180,749-95.7% | $160,784-95.2% | $137,256-94.3% |
| Participation rate | 87.5% | 80.0%+7.5pp | 77.0%+10.5pp | 80.0%+7.5pp |
| Annual return | 21.94% | 2234.46%-2212.5pp | 1803.92%-1782.0pp | 220.34%-198.4pp |
| Employer contribution / active EE | $2,840 | $4,155-31.7% | $3,733-23.9% | $4,156-31.7% |
| Participant deferral / active EE | $2,909 | $6,844-57.5% | $6,293-53.8% | $6,407-54.6% |
| Admin fee / account holder | $3,027 | $10,397-70.9% | $9,717-68.9% | $12,270-75.3% |