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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,175 | $114,119-20.1% | $107,187-14.9% | $138,895-34.4% |
| Participation rate | 75.0% | 78.1%-3.1pp | 75.0%0pp | 79.9%-4.9pp |
| Annual return | 21.54% | 273.21%-251.7pp | 204.55%-183.0pp | 145.39%-123.9pp |
| Employer contribution / active EE | $0 | $4,059-100.0% | $3,782-100.0% | $4,194-100.0% |
| Participant deferral / active EE | $2,001 | $5,538-63.9% | $5,096-60.7% | $6,396-68.7% |
| Admin fee / account holder | $409 | $10,024-95.9% | $9,162-95.5% | $12,562-96.7% |