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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,647 | $111,814-34.1% | $103,378-28.8% | $145,978-49.5% |
| Participation rate | 75.0% | 77.9%-2.9pp | 74.5%+0.5pp | 80.3%-5.3pp |
| Annual return | 4590.77% | 24.80%+4566.0pp | 24.91%+4565.9pp | 550.52%+4040.2pp |
| Employer contribution / active EE | $0 | $4,215-100.0% | $3,870-100.0% | $4,662-100.0% |
| Participant deferral / active EE | $1,604 | $5,618-71.5% | $5,058-68.3% | $6,690-76.0% |
| Admin fee / account holder | $879 | $9,764-91.0% | $8,401-89.5% | $13,400-93.4% |