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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,387 | $114,013-97.0% | $103,693-96.7% | $155,188-97.8% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 16.07% | 49.31%-33.2pp | 47.61%-31.5pp | 148.84%-132.8pp |
| Employer contribution / active EE | $1,848 | $3,131-41.0% | $2,920-36.7% | $4,248-56.5% |
| Participant deferral / active EE | $2,237 | $4,970-55.0% | $4,579-51.1% | $6,531-65.7% |
| Admin fee / account holder | $1,737 | $8,407-79.3% | $7,858-77.9% | $14,480-88.0% |