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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,855 | $97,751-0.9% | $103,447-6.4% | $145,877-33.6% |
| Participation rate | 100.0% | 81.1%+18.9pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 24.06% | 25.43%-1.4pp | 23.92%+0.1pp | 551.28%-527.2pp |
| Employer contribution / active EE | $24,929 | $4,684+432.2% | $4,678+432.9% | $4,663+434.6% |
| Participant deferral / active EE | $23,269 | $6,603+252.4% | $6,624+251.3% | $6,691+247.8% |
| Admin fee / account holder | $397 | $12,515-96.8% | $9,415-95.8% | $13,402-97.0% |