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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,242 | $94,749-48.0% | $112,899-56.4% | $139,466-64.7% |
| Participation rate | 100.0% | 81.3%+18.7pp | 80.5%+19.5pp | 80.3%+19.7pp |
| Annual return | 25.03% | 40.92%-15.9pp | 34.11%-9.1pp | 373.66%-348.6pp |
| Employer contribution / active EE | $5,522 | $4,630+19.3% | $4,566+20.9% | $4,754+16.2% |
| Participant deferral / active EE | $18,119 | $6,517+178.0% | $6,516+178.1% | $6,712+170.0% |
| Admin fee / account holder | $4,957 | $8,530-41.9% | $7,047-29.7% | $11,409-56.6% |