Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,884 | $76,407-97.5% | $150,298-98.7% | $82,448-97.7% |
| Participation rate | 59.6% | 66.4%-6.8pp | 77.8%-18.1pp | 68.1%-8.5pp |
| Annual return | 12.61% | 39.99%-27.4pp | 62.79%-50.2pp | 41.64%-29.0pp |
| Employer contribution / active EE | $212 | $2,614-91.9% | $4,154-94.9% | $2,551-91.7% |
| Participant deferral / active EE | $865 | $3,214-73.1% | $5,453-84.1% | $4,139-79.1% |
| Admin fee / account holder | $890 | $6,352-86.0% | $14,116-93.7% | $7,234-87.7% |