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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,677 | $79,955+4.7% | $98,450-15.0% | $75,181+11.3% |
| Participation rate | 63.0% | 70.4%-7.4pp | 75.2%-12.2pp | 67.2%-4.2pp |
| Annual return | 14.27% | 19.75%-5.5pp | 21.16%-6.9pp | 160.69%-146.4pp |
| Employer contribution / active EE | $635 | $2,264-71.9% | $3,049-79.2% | $2,671-76.2% |
| Participant deferral / active EE | $3,538 | $3,752-5.7% | $4,739-25.3% | $4,126-14.3% |
| Admin fee / account holder | $1,250 | $6,841-81.7% | $8,961-86.1% | $5,650-77.9% |