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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,815 | $73,009-5.7% | $90,760-24.2% | $68,486+0.5% |
| Participation rate | 64.4% | 70.8%-6.4pp | 75.7%-11.3pp | 67.9%-3.5pp |
| Annual return | -14.16% | -13.81%-0.4pp | -12.16%-2.0pp | -7.85%-6.3pp |
| Employer contribution / active EE | $605 | $2,193-72.4% | $2,922-79.3% | $2,597-76.7% |
| Participant deferral / active EE | $3,516 | $3,626-3.0% | $4,565-23.0% | $4,028-12.7% |
| Admin fee / account holder | $17,227 | $5,896+192.2% | $8,444+104.0% | $5,404+218.8% |