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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $5,130 | $23,330-78.0% | $64,489-92.0% | $82,448-93.8% |
| Participation rate | 87.1% | 68.3%+18.8pp | 67.7%+19.4pp | 68.1%+19.0pp |
| Annual return | 19.15% | 83.66%-64.5pp | 55.03%-35.9pp | 41.64%-22.5pp |
| Employer contribution / active EE | $771 | $824-6.4% | $1,523-49.4% | $2,551-69.8% |
| Participant deferral / active EE | $1,742 | $1,707+2.0% | $2,778-37.3% | $4,139-57.9% |
| Admin fee / account holder | $1,147 | $2,946-61.1% | $4,260-73.1% | $7,234-84.1% |