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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,245 | $114,712-62.3% | $173,730-75.1% | $87,485-50.6% |
| Participation rate | 81.7% | 73.0%+8.7pp | 79.6%+2.1pp | 68.9%+12.8pp |
| Annual return | 21.88% | 20.18%+1.7pp | 19.96%+1.9pp | 26.06%-4.2pp |
| Employer contribution / active EE | $4,203 | $2,904+44.7% | $4,577-8.2% | $2,596+61.9% |
| Participant deferral / active EE | $7,686 | $4,642+65.6% | $6,326+21.5% | $4,274+79.8% |
| Admin fee / account holder | $3,794 | $10,210-62.8% | $17,523-78.3% | $7,775-51.2% |