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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,010 | $101,798-64.6% | $165,071-78.2% | $80,935-55.5% |
| Participation rate | 78.4% | 71.8%+6.5pp | 78.6%-0.2pp | 67.7%+10.7pp |
| Annual return | 18.30% | 16.73%+1.6pp | 70.17%-51.9pp | 35.66%-17.4pp |
| Employer contribution / active EE | $3,386 | $2,954+14.6% | $4,347-22.1% | $2,757+22.8% |
| Participant deferral / active EE | $6,219 | $4,476+38.9% | $6,035+3.0% | $4,299+44.6% |
| Admin fee / account holder | $4,035 | $8,221-50.9% | $12,695-68.2% | $6,924-41.7% |