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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,141 | $181,062-95.0% | $158,223-94.2% | $155,188-94.1% |
| Participation rate | 90.0% | 82.7%+7.3pp | 79.2%+10.8pp | 80.8%+9.2pp |
| Annual return | 14.05% | 57.39%-43.3pp | 52.09%-38.0pp | 148.84%-134.8pp |
| Employer contribution / active EE | $1,689 | $4,565-63.0% | $4,109-58.9% | $4,248-60.2% |
| Participant deferral / active EE | $2,105 | $6,134-65.7% | $5,467-61.5% | $6,531-67.8% |
| Admin fee / account holder | $1,364 | $18,825-92.8% | $16,047-91.5% | $14,480-90.6% |