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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,141 | $185,312-95.1% | $161,489-94.3% | $154,746-94.1% |
| Participation rate | 90.0% | 82.5%+7.5pp | 78.7%+11.3pp | 80.7%+9.3pp |
| Annual return | 14.05% | 103.84%-89.8pp | 89.72%-75.7pp | 172.34%-158.3pp |
| Employer contribution / active EE | $1,689 | $4,769-64.6% | $4,268-60.4% | $4,379-61.4% |
| Participant deferral / active EE | $2,105 | $6,350-66.9% | $5,630-62.6% | $6,730-68.7% |
| Admin fee / account holder | $1,364 | $18,654-92.7% | $16,006-91.5% | $14,365-90.5% |