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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,141 | $172,111-94.7% | $150,298-93.9% | $137,256-93.3% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | 14.05% | 69.37%-55.3pp | 62.79%-48.7pp | 220.34%-206.3pp |
| Employer contribution / active EE | $1,689 | $4,636-63.6% | $4,154-59.3% | $4,156-59.4% |
| Participant deferral / active EE | $2,105 | $6,166-65.9% | $5,453-61.4% | $6,407-67.1% |
| Admin fee / account holder | $1,364 | $16,471-91.7% | $14,116-90.3% | $12,270-88.9% |