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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $551,136 | $72,071+664.7% | $68,368+706.1% | $137,256+301.5% |
| Participation rate | 25.0% | 76.2%-51.2pp | 73.8%-48.8pp | 80.0%-55.0pp |
| Annual return | -7.16% | 353.14%-360.3pp | 292.57%-299.7pp | 220.34%-227.5pp |
| Employer contribution / active EE | $4,617 | $2,788+65.6% | $2,649+74.3% | $4,156+11.1% |
| Participant deferral / active EE | $7,605 | $4,410+72.4% | $4,123+84.5% | $6,407+18.7% |
| Admin fee / account holder | $0 | $5,336-100.0% | $5,150-100.0% | $12,270-100.0% |