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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,237 | $154,228-49.9% | $145,433-46.9% | $137,256-43.7% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 22.62% | 74.59%-52.0pp | 66.58%-44.0pp | 220.34%-197.7pp |
| Employer contribution / active EE | $9,413 | $4,804+95.9% | $4,554+106.7% | $4,156+126.5% |
| Participant deferral / active EE | $22,979 | $8,216+179.7% | $7,897+191.0% | $6,407+258.7% |
| Admin fee / account holder | $9,317 | $14,344-35.0% | $13,129-29.0% | $12,270-24.1% |