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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $87,826 | $154,228-43.1% | $145,433-39.6% | $137,256-36.0% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 98.05% | 74.59%+23.5pp | 66.58%+31.5pp | 220.34%-122.3pp |
| Employer contribution / active EE | $6,766 | $4,804+40.8% | $4,554+48.6% | $4,156+62.8% |
| Participant deferral / active EE | $18,912 | $8,216+130.2% | $7,897+139.5% | $6,407+195.2% |
| Admin fee / account holder | $2,032 | $14,344-85.8% | $13,129-84.5% | $12,270-83.4% |