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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,916 | $182,442+57.3% | $163,379+75.6% | $138,895+106.6% |
| Participation rate | 100.0% | 79.8%+20.2pp | 76.8%+23.2pp | 79.9%+20.1pp |
| Annual return | 9.52% | 72.74%-63.2pp | 63.41%-53.9pp | 145.39%-135.9pp |
| Employer contribution / active EE | $4,290 | $4,159+3.1% | $3,752+14.3% | $4,194+2.3% |
| Participant deferral / active EE | $13,396 | $6,817+96.5% | $6,282+113.3% | $6,396+109.4% |
| Admin fee / account holder | $15,069 | $10,396+45.0% | $9,818+53.5% | $12,562+20.0% |