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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $121,670 | $228,352-46.7% | $185,835-34.5% | $158,966-23.5% |
| Participation rate | 90.0% | 82.3%+7.7pp | 78.0%+12.0pp | 82.0%+8.0pp |
| Annual return | -46.42% | 40.81%-87.2pp | 35.96%-82.4pp | 302.95%-349.4pp |
| Employer contribution / active EE | $12,343 | $4,967+148.5% | $4,087+202.0% | $4,762+159.2% |
| Participant deferral / active EE | $28,887 | $6,416+350.2% | $5,633+412.8% | $5,983+382.8% |
| Admin fee / account holder | $14,960 | $11,867+26.1% | $9,502+57.4% | $11,250+33.0% |