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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,990 | $169,361-64.0% | $129,397-52.9% | $145,877-58.2% |
| Participation rate | 100.0% | 76.5%+23.5pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 18.34% | 14395.54%-14377.2pp | 9453.98%-9435.6pp | 551.28%-532.9pp |
| Employer contribution / active EE | $7,193 | $5,542+29.8% | $4,154+73.2% | $4,663+54.3% |
| Participant deferral / active EE | $14,549 | $4,987+191.7% | $4,167+249.1% | $6,691+117.5% |
| Admin fee / account holder | $3,508 | $9,903-64.6% | $7,679-54.3% | $13,402-73.8% |