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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,931 | $149,040-62.5% | $120,225-53.5% | $137,256-59.3% |
| Participation rate | 80.0% | 75.4%+4.6pp | 69.6%+10.4pp | 80.0%0pp |
| Annual return | 17.44% | 605.68%-588.2pp | 439.23%-421.8pp | 220.34%-202.9pp |
| Employer contribution / active EE | $6,979 | $4,350+60.4% | $3,475+100.8% | $4,156+67.9% |
| Participant deferral / active EE | $16,119 | $4,655+246.3% | $3,999+303.1% | $6,407+151.6% |
| Admin fee / account holder | $23,483 | $6,348+269.9% | $5,696+312.2% | $12,270+91.4% |