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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,263 | $102,609-53.0% | $98,090-50.8% | $138,895-65.3% |
| Participation rate | 87.5% | 82.8%+4.7pp | 81.5%+6.0pp | 79.9%+7.6pp |
| Annual return | 20.79% | 36.44%-15.6pp | 37.05%-16.3pp | 145.39%-124.6pp |
| Employer contribution / active EE | $3,967 | $3,867+2.6% | $3,606+10.0% | $4,194-5.4% |
| Participant deferral / active EE | $9,842 | $8,167+20.5% | $7,845+25.5% | $6,396+53.9% |
| Admin fee / account holder | $12,877 | $11,434+12.6% | $11,815+9.0% | $12,562+2.5% |