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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,334 | $148,582-73.5% | $135,942-71.1% | $139,456-71.8% |
| Participation rate | 78.9% | 83.9%-4.9pp | 81.9%-3.0pp | 80.3%-1.4pp |
| Annual return | 35.70% | 79.26%-43.6pp | 68.28%-32.6pp | 373.45%-337.7pp |
| Employer contribution / active EE | $2,597 | $5,245-50.5% | $4,858-46.5% | $4,753-45.3% |
| Participant deferral / active EE | $6,980 | $8,101-13.8% | $7,759-10.0% | $6,711+4.0% |
| Admin fee / account holder | $407 | $12,402-96.7% | $10,764-96.2% | $11,407-96.4% |