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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,781 | $166,089+20.9% | $164,928+21.7% | $145,978+37.5% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.6%+1.4pp | 80.3%-0.3pp |
| Annual return | 24.67% | 100.26%-75.6pp | 70.08%-45.4pp | 550.52%-525.9pp |
| Employer contribution / active EE | $27,031 | $5,276+412.3% | $4,343+522.4% | $4,662+479.8% |
| Participant deferral / active EE | $24,400 | $6,961+250.5% | $6,034+304.4% | $6,690+264.7% |
| Admin fee / account holder | $1,139 | $16,641-93.2% | $12,684-91.0% | $13,400-91.5% |