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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $110,400 | $154,193-28.4% | $130,045-15.1% | $139,466-20.8% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.5%+1.5pp | 80.3%-0.3pp |
| Annual return | 28.72% | 32.51%-3.8pp | -137.30%+166.0pp | 373.66%-344.9pp |
| Employer contribution / active EE | $30,997 | $5,292+485.8% | $4,321+617.3% | $4,754+552.0% |
| Participant deferral / active EE | $24,000 | $6,709+257.8% | $5,820+312.4% | $6,712+257.6% |
| Admin fee / account holder | $308 | $13,989-97.8% | $10,600-97.1% | $11,409-97.3% |