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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,033 | $99,053-96.9% | $88,179-96.6% | $138,895-97.8% |
| Participation rate | 70.8% | 74.2%-3.4pp | 69.1%+1.7pp | 79.9%-9.1pp |
| Annual return | 17.07% | 78.17%-61.1pp | 64.97%-47.9pp | 145.39%-128.3pp |
| Employer contribution / active EE | $1,129 | $2,882-60.8% | $2,549-55.7% | $4,194-73.1% |
| Participant deferral / active EE | $1,634 | $5,225-68.7% | $4,614-64.6% | $6,396-74.4% |
| Admin fee / account holder | $918 | $8,748-89.5% | $7,673-88.0% | $12,562-92.7% |