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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,033 | $107,809-97.2% | $97,032-96.9% | $155,188-98.0% |
| Participation rate | 70.8% | 75.5%-4.6pp | 71.6%-0.7pp | 80.8%-10.0pp |
| Annual return | 17.07% | 38.06%-21.0pp | 35.38%-18.3pp | 148.84%-131.8pp |
| Employer contribution / active EE | $1,129 | $2,911-61.2% | $2,629-57.0% | $4,248-73.4% |
| Participant deferral / active EE | $1,634 | $5,129-68.1% | $4,672-65.0% | $6,531-75.0% |
| Admin fee / account holder | $918 | $10,717-91.4% | $9,418-90.3% | $14,480-93.7% |