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Employer contribution per participant is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,646 | $54,679-95.2% | $76,119-96.5% | $74,459-96.4% |
| Participation rate | 76.9% | 60.3%+16.5pp | 69.1%+7.8pp | 67.2%+9.6pp |
| Annual return | 24.82% | 31.90%-7.1pp | 361.25%-336.4pp | 1369.70%-1344.9pp |
| Employer contribution / active EE | $308 | $1,781-82.7% | $2,693-88.5% | $2,626-88.3% |
| Participant deferral / active EE | $1,113 | $3,072-63.8% | $4,259-73.9% | $4,350-74.4% |
| Admin fee / account holder | $9 | $2,238-99.6% | $6,421-99.9% | $1,945-99.6% |