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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,219 | $210,698-43.4% | $178,014-33.0% | $145,959-18.3% |
| Participation rate | 91.7% | 80.8%+10.9pp | 77.1%+14.6pp | 80.3%+11.4pp |
| Annual return | 13.53% | 386.27%-372.7pp | 294.80%-281.3pp | 561.95%-548.4pp |
| Employer contribution / active EE | $3,812 | $4,567-16.5% | $3,950-3.5% | $4,661-18.2% |
| Participant deferral / active EE | $4,750 | $6,958-31.7% | $6,276-24.3% | $6,689-29.0% |
| Admin fee / account holder | $17,624 | $12,016+46.7% | $10,362+70.1% | $13,398+31.5% |