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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $119,219 | $211,224-43.6% | $178,505-33.2% | $145,897-18.3% |
| Participation rate | 91.7% | 80.8%+10.8pp | 77.1%+14.5pp | 80.3%+11.4pp |
| Annual return | 13.53% | 30.28%-16.8pp | 27.16%-13.6pp | 552.29%-538.8pp |
| Employer contribution / active EE | $3,812 | $4,577-16.7% | $3,955-3.6% | $4,663-18.2% |
| Participant deferral / active EE | $4,750 | $6,966-31.8% | $6,280-24.4% | $6,689-29.0% |
| Admin fee / account holder | $17,624 | $12,109+45.5% | $10,428+69.0% | $13,390+31.6% |