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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,702 | $77,896+22.9% | $134,172-28.7% | $82,448+16.1% |
| Participation rate | 7.7% | 62.8%-55.1pp | 72.5%-64.8pp | 68.1%-60.4pp |
| Annual return | 15.93% | 18.21%-2.3pp | 25.30%-9.4pp | 41.64%-25.7pp |
| Employer contribution / active EE | $0 | $2,159-100.0% | $3,420-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,062 | $3,162-34.8% | $4,690-56.0% | $4,139-50.2% |
| Admin fee / account holder | $0 | $6,336-100.0% | $12,016-100.0% | $7,234-100.0% |