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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,759 | $102,663-17.4% | $86,216-1.7% | $139,466-39.2% |
| Participation rate | 27.3% | 74.5%-47.2pp | 69.0%-41.7pp | 80.3%-53.1pp |
| Annual return | 15.58% | 1924.52%-1908.9pp | 1169.42%-1153.8pp | 373.66%-358.1pp |
| Employer contribution / active EE | $783 | $3,035-74.2% | $2,382-67.1% | $4,754-83.5% |
| Participant deferral / active EE | $1,256 | $4,677-73.1% | $3,986-68.5% | $6,712-81.3% |
| Admin fee / account holder | $7,068 | $8,663-18.4% | $6,853+3.1% | $11,409-38.0% |