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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,633 | $118,877-59.1% | $96,570-49.6% | $167,536-71.0% |
| Participation rate | 66.7% | 75.5%-8.8pp | 69.8%-3.2pp | 82.1%-15.4pp |
| Annual return | 1687.28% | 50.50%+1636.8pp | 37.79%+1649.5pp | 478.82%+1208.5pp |
| Employer contribution / active EE | $1,065 | $3,121-65.9% | $2,357-54.8% | $4,839-78.0% |
| Participant deferral / active EE | $1,954 | $4,617-57.7% | $3,849-49.2% | $6,342-69.2% |
| Admin fee / account holder | $2,619 | $8,069-67.5% | $6,182-57.6% | $12,315-78.7% |