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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,290 | $95,917-40.3% | $79,583-28.0% | $134,545-57.4% |
| Participation rate | 57.1% | 75.0%-17.9pp | 69.5%-12.3pp | 81.2%-24.1pp |
| Annual return | -17.17% | -2.70%-14.5pp | 0.16%-17.3pp | 418.37%-435.5pp |
| Employer contribution / active EE | $1,511 | $3,129-51.7% | $2,414-37.4% | $4,742-68.1% |
| Participant deferral / active EE | $2,797 | $4,694-40.4% | $3,986-29.8% | $6,401-56.3% |
| Admin fee / account holder | $9,021 | $9,132-1.2% | $6,835+32.0% | $11,431-21.1% |