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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,901 | $156,398-60.4% | $147,318-58.0% | $138,895-55.4% |
| Participation rate | 94.1% | 83.8%+10.4pp | 82.1%+12.1pp | 79.9%+14.2pp |
| Annual return | 26.08% | 78.75%-52.7pp | 70.43%-44.3pp | 145.39%-119.3pp |
| Employer contribution / active EE | $6,844 | $4,853+41.0% | $4,593+49.0% | $4,194+63.2% |
| Participant deferral / active EE | $9,896 | $8,237+20.1% | $7,906+25.2% | $6,396+54.7% |
| Admin fee / account holder | $2,838 | $14,976-81.1% | $13,708-79.3% | $12,562-77.4% |